Description:
Learn tips and advice about life insurance, disability insurance, annuities, and more from the personal finance experts at AccuQuote. Byron Udell, AccuQuote's Founder, CEO, published author, and life insurance expert spills the beans on a variety of personal finance topics.
34 Podcasts:
 1. PensionMax.mp3 (played 41 times)
2. ROP.mp3 (played 37 times)
3. MustKnow_LifeInsurance.mp3 (played 45 times)
4. pod_091806.mp3 (played 39 times)
5. pod_022207.mp3 (played 43 times)
6. pod_022807.mp3 (played 39 times)
7. poc_032307.mp3 (played 41 times)
8. pod_040507.mp3 (played 41 times)
9. pod_042307.mp3 (played 40 times)
10. pod_043007.mp3 (played 41 times)
11. pod_050707.mp3 (played 39 times)
12. pod_051407.mp3 (played 41 times)
13. pod_070207.mp3 (played 38 times)
14. pod_070907.mp3 (played 43 times)
15. pod_071607.mp3 (played 40 times)
16. pod_072307.mp3 (played 40 times)
17. pod_040708.mp3 (played 38 times)
18. pod_041408.mp3 (played 39 times)
19. pod_051908.mp3 (played 39 times)
20. pod_052808.mp3 (played 38 times)
21. pod_053008.mp3 (played 39 times)
22. pod_071708.mp3 (played 37 times)
23. pod_072508.mp3 (played 39 times)
24. pod_082508.mp3 (played 36 times)
25. pod_090308.mp3 (played 36 times)
26. pod_091008.mp3 (played 33 times)
27. pod_091708.mp3 (played 29 times)
28. pod_092408.mp3 (played 24 times)
29. pod_100808.mp3 (played 16 times)
30. pod_101508.mp3 (played 14 times)
31. pod_102208.mp3 (played 12 times)
32. pod_102908.mp3 (played 9 times)
33. pod_110508.mp3 (played 3 times)
34. pod_111208.mp3 (played 5 times)
Content:
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Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!
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Return of Premium Term Life Insurance
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The Basics of Life Insurance
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Talk About Life Insurance
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Non-Recourse Premium Financing
This podcast explores a relatively new concept in the life insurance arena. It’s called non-recourse premium financing or (NRPF). Byron Udell, founder and CEO of AccuQuote, will explain why consumer should be very cautious of these deals.
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Why Term life insurance rates have fallen OVER 60% in the last 12 years!
Explore why term life insurance rates have plunged over the past 12 years
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Group vs. Individual Life Insurance
Group term life insurance is the kind of life insurance that your employer offers. Most employers offer this to their employees as a free benefit, but often times you can buy more. It’s easy to obtain, so why not buy it? In this podcast, Byron Udell, founder and CEO of AccuQuote.com, will explore the pros and cons of group life insurance and tells you when you should and when you shouldn’t count on it to protect your family.
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Refinancing Your Life Insurance
Term life insurance rates have plunged over the last 12 years. This podcast explores how consumers can take advantage of these low rates. Byron Udell, founder and CEO of AccuQuote.com, will explore the benefits of refinancing your term life insurance policy as well as advise you what to be cautious of when doing so.
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Underwriting factors that affect price of your life insurance
Byron Udell, founder and CEO of AccuQuote discusses something that you may not be aware of – underwriting factors that affect the price of your life insurance and how they differ from company-to-company.
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Doing business in a foreign country? Why do life insurance companies care?
Did you know that if you were planning a trip to a foreign country it may affect how much you pay for life insurance? In this podcast, Byron Udell, founder and CEO of AccuQuote explores how doing business or traveling in a foreign country could affect your life insurance rate and what you can do about it.
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Exploring key man life insurance
If you own a business and one of your key people were to die what would happen to your company? In this podcast, Byron Udell, founder and CEO of AccuQuote, will take a look at key man life insurance and its uses in protecting your business.
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A term life insurance policy for the stay-at-home mom is important
o In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about why it is just as important for a stay at home mom to have life insurance as it is for the breadwinner of the household.
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What is the best kind of life insurance to own? Term life insurance or permanent life insurance?
This podcast explores the best type of life insurance to own. Byron Udell, founder and CEO of AccuQuote, will walk you through when you consider term life insurance and when you should consider permanent life insurance such as whole life or universal life.
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How much term life insurance is enough?
You realize you have a need for life insurance, but how do you decide how much you need. Byron Udell, founder and CEO of AccuQuote, will take you through how to determine exactly how much life insurance you need and for how long.
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Applying for term life insurance? Be sure to tell them everything!
The last thing anyone wants for their family, after their death, to be told that the life insurance policy they THOUGHT they had is being contested for lack of disclosure. In this podcast, Byron Udell, founder and CEO of AccuQuote, will explain why it’s so important to tell your life insurance agent everything about your past health and lifestyle history and the consequences your family could face if you don’t.
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Yes thrill seekers…you can get affordable term life insurance!
In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about how things such as scuba diving can increase your life insurance rate. Byron identifies how risk takers can be sure they get the most affordable term life insurance for their lifestyle.
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Is a term life insurance with no medical exam affordable?
You’ve seen those ads…buy life insurance with no medical exam, right? Tempting, huh? Well, Byron Udell, founder and CEO of AccuQuote is here to shed some light on whether life insurance without a medical exam is a good option.
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Types of insurance
If you’re intimidated by the thought of buying a life insurance policy, it’s probably because you’re not sure of the different types. In this podcast, Byron Udell, founder and CEO of AccuQuote, provides a first-hand lesson on the various life insurance types including: annually renewable term or ART; term life insurance and permanent life insurance.
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Insurable Interest and how it relates to life settlements
Byron Udell, founder and CEO of AccuQuote, a term life insurance quote provider, shares his thoughts on the topic of viaticals or life settlements the role insurable interest plays in these deals.
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Interview with LegalZoom Part 1
This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part one of a two-part series, AccuQuote will talk about the various types of wills and living trusts and discuss their uses with Chas Rampenthal, General Council for LegalZoom.
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Interview with LegalZoom Part 2
This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part two of this two-part series, AccuQuote will continue to discuss the various types of wills and living trusts and their uses with Chas Rampenthal, General Council for LegalZoom.
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Life insurance underwriting process
Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. Byron Udell, founder and CEO of AccuQuote, describes what happens during the life insurance application process.
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Life Insurance and Family Medical History
Life insurers also have become more sharp-eyed about family health history. While companies formerly looked for a history of death from heart disease or cancer, today they want to know when the family member experienced the onset of such a serious illness. This podcast explores the issue of family health history, how it can affect your term life insurance rate and provides some tips for what you can do to ensure you get the best rate possible.
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Disability Insurance
People insure their car, home and other possessions that can easily be replaced. Shouldn’t you insure your income as well in the event of a disability? What would you do if you weren’t able to earn money for 90 days, a year or even longer? How would you pay for your mortgage, food, cars and other bills? How long could your family get by? This podcast explores the issue of disability insurance and the various types of plans that are available.
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There’s more to life insurance than you think
If something happens to you, how will your family cope with the financial burden? Will there be enough money to pay the mortgage? Life insurance helps meet these basic protection needs. The primary reason to buy life insurance should be the death benefit protection. But it can also be used in some ways that you may not have thought about. In this podcast, Byron Udell talks about several other uses of life insurance besides income protection.
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Prepare for your term life insurance medical exam
Every individually underwritten term life insurance policy requires a medical exam. The exam is paid for by the life insurance company and is completed by a medical technician or a nurse. Byron Udell, founder and CEO of AccuQuote, discusses how this medical exam can affect your term life insurance rate and what you can do to ensure you get the best rate possible.
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Things that affect your life insurance rate
Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. But there are things that could affect your rate that you may not even know about. Byron Udell, founder and CEO of AccuQuote, outlines things that can affect your rate and provides tips to ensure you get the best rate available to your health and lifestyle profile.
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Ways to buy life insurance
There are many ways to buy term life insurance. You can visit your local life insurance agent, buy a policy through work or you can purchase coverage using the internet. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about the various ways to buy life insurance as well as provide you with some smart buying tips.
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Common Mistakes People Make When Buying Life Insurance
You wouldn’t buy a house without first checking out comparable sales, the schools and the neighborhood. And, you wouldn’t buy a car without first comparing it to others in the class or taking it for a test drive. Like with any major purchase, it's important to know all the facts about life insurance so you can make wise decisions. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about some common mistakes people make when buying life insurance and why you should avoid them.
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Understanding Permanent Life Insurance
While term life insurance is an appropriate type of insurance for most people, other types of life insurance policies, including permanent policies may be a better choice in certain situations. Byron Udell, founder and CEO of AccuQuote, discusses the various uses of permanent life insurance and provide us with various scenarios on when a permanent policy might be appropriate.
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Saving Age Could Save You Money
When asked how old you are, you use your “actual age” to describe your age. For example, you’re 36 until the day of your 37th birthday. However, what most people don’t realize is that most life insurance companies will price policies based on your "nearest age". In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “saving age” and explain how this technique can be used to save you money in the long term on your life insurance policy.
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Insurable Interest – what is it and why is it important
Insurable interest – what is it and why is it important when buying life insurance? In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “insurable interest” and explain why it’s important when buying a life insurance policy.
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When would someone buy annually renewable term (ART) life insurance
In this podcast, Byron Udell, a leading life insurance and annuity expert, will tell us about a term life insurance policy called annually renewable term or better known as ART. He will explain the features of this policy and when someone would be more inclined to purchase such a policy.
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Benefits of exercising your term conversion option
If you have life insurance, you probably have a term policy. Most term policies come with a conversion option. Byron Udell, a life insurance and annuity industry expert, is here today to explain what a conversion option is, why it’s important and when you should consider exercising it.
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